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How StrideUp home finance works How much could I finance? Home finance rates Eligibility Finance calculator Rates calculator Existing StrideUp homeowner?

### Discover halal home finance with StrideUp.

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### Invest in property the halal way.

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# Finance that feels like home.

Looking for a halal, Islamic mortgage? It’s time to buy your home without compromising your values.

Start your journey

5th fastest growing fintech in UK & Ireland

Faith first
Finance
Halal

5th fastest growing fintech in UK & Ireland

First-time buyer

Halal mortgage

Application process

Help and support

First-time buyer

Halal mortgage

Application process

Help and support

Trustpilot

## Rooted in faith.

From buying your first home to refinancing or building your property portfolio, our halal finance products are rooted in Islamic principles and built to support every stage of your journey.

### Own your home

Halal home finance that gives you a fair way to buy your home without interest.

### Build your portfolio

Buy-to-let finance that lets you grow your portfolio while staying true to your values.

### Refinance your home

Switch from a conventional lender or finance provider to unlock halal home finance.
Featured in

## Your home. Your way.

Discover how StrideUp makes home ownership simple, fast and fair.

Shariah-compliant
Fast and simple
Immediate access
Start with 10% deposit
Gifted deposits accepted
Multiple income types
Certified by Mufti Faraz Adam
Aiming to progress in days
Less waiting, more moving
Start your path to ownership
Assisted buying made easy
Recognising modern earning

## Shariah-approved finance.

Every StrideUp product is certified by qualified scholars, giving you confidence your finances are always halal.

Learn more

## Fast. Simple. Ready to move.

With StrideUp, most people get their Decision in Principle (DIP) the same day, and on average, full applications could reach offer in just over 2 weeks.*

Start your journey

## Ready when you are.

There’s no waiting list. With funds ready as soon as you’re approved*, you can act fast when the right property comes up.

Get started today

## Start your journey with 10% deposit.

With a minimum 10% deposit*, StrideUp helps you get on the property ladder by making home ownership accessible.

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## Support that helps you get started.

With StrideUp, 100% of your deposit can be gifted by family and friends, helping you take a confident step toward home ownership.*

Start your journey

## Inclusive finance for modern incomes.

Modern work isn’t one-size-fits-all, and your home finance shouldn’t be either.
We take a broad view of income, recognising self-employed, secondary and variable earnings to give a fairer reflection of your financial position.*

Complete your DIP
*Your actual finance amount and timescales may vary. This depends on your personal circumstances and StrideUp’s criteria.
*This represents StrideUp’s 2025 annual average. Your timescales may vary. This depends on your personal circumstances and StrideUp’s criteria.
*Your actual finance amount and timescales may vary. This depends on your personal circumstances and StrideUp’s criteria.
*Your actual finance amount and timescales may vary. This depends on your personal circumstances and StrideUp’s criteria.
*Your actual finance amount and timescales may vary. This depends on your personal circumstances and StrideUp’s criteria.
*Your actual finance amount and timescales may vary. This depends on your personal circumstances and StrideUp’s criteria.
money
with meaning.
Money touches every part of life, but it should never cost you your faith. Our shariah-compliant finance is flexible, accessible and inclusive.

### money

### with meaning.

Money touches every part of life, but it should never cost you your faith. Our shariah-compliant finance is flexible, accessible and inclusive.

## How much could you finance?

Use our calculator to get an idea of how much you could finance with StrideUp – based on your deposit, salary and number of applicants.
Home finance
Buy-to-let
How many applicants?
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Salary
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How much is your deposit?
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What is the property value?
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Your finance illustration
This is the amount you may be able to finance and is an estimate based on our income multiplier.

###

With a total income of and your deposit, you could explore a property worth up to . In this scenario, you will need a deposit.
Your finance range
–
This range is an illustration based on a minimum deposit, good credit history and manageable outgoings. Subject to status and criteria.
Finance-to-value
83.3%
Deposit
Deposit gap
Financing
This shows how your deposit and finance could work together to cover your home’s value.
The minimum deposit is %. The deposit gap is what’s left to save before you reach the minimum deposit required.
Let’s take another look at your options
Based on the details provided, you don’t currently meet the criteria for this product. Adjust your details to try again, or speak to our team to explore what other options might work for you.
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Eligibility criteria
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##### Important information

This is an illustration to give you an estimate and help guide you. It is based on your combined income and our current criteria. The amount you could finance will depend on a full review of your circumstances, including affordability assessments, credit history and other factors. Rates are subject to change.

## Email estimate

Mid Range
Total Income
Property value
FTV
Current Deposit

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Take a DIP
Talk to us
Find a home
Start application
Your journey starts here. A Decision in Principle (DIP) gives you a quick view of what you could finance. Most are reviewed the same day, so you’ll have clarity right from the start.
Start your DIP
Book a 15-minute call with our team. This is your chance to ask questions, get clear answers and feel confident before you start your search. We’ll guide you through the next steps so you know exactly where you stand.
Start your DIP
This is the exciting part. With your DIP confirmed, you can search for your new home knowing exactly what’s within reach.
Start your DIP
Once you’ve found your property, let us know. On average, most people receive their offer in just over two weeks, giving you the confidence to move forward without months of waiting.
Start your DIP
Adam could finance £250,000
Sara got her answers in one call
Yusuf found his dream property
Layla got her offer in 5 days
Adam could finance £250,000
Sara got her answers in one call
Yusuf found his dream property
Layla got her offer in 5 days
Take a DIP
Talk to us
Find a home
Start application
Your journey starts here. A Decision in Principle (DIP) gives you a quick view of what you could finance. Most are reviewed the same day, so you’ll have clarity right from the start.
Start your DIP
Book a 15-minute call with our team. This is your chance to ask questions, get clear answers and feel confident before you start your search. We’ll guide you through the next steps so you know exactly where you stand.
Start your DIP
This is the exciting part. With your DIP confirmed, you can search for your new home knowing exactly what’s within reach.
Start your DIP
Once you’ve found your property, let us know. On average, most people receive their offer in just over two weeks, giving you the confidence to move forward without months of waiting.
Start your DIP
Trustpilot

## See why people choose StrideUp.

It’s reassuring to see a company that values fairness and offers an ethical, shariah-compliant alternative.
Aamir on TrustPilot
The whole process has been smooth and straightforward, and all the staff I’ve dealt with have been very helpful and professional.
Sharifa on TrustPilot
I appreciate StrideUp’s honesty and guidance in the process as a first time buyer. With their help it made the process of buying a house much easier.
Mariam on TrustPilot
I would happily recommend StrideUp to anyone looking for an ethical, straightforward way to buy a home.
Tariq on TrustPilot
It was refreshing to speak with someone so knowledgeable and approachable. We came away from the call feeling much more confident about our next steps.
Emrul on TrustPilot
Press

### StrideUp strengthens leadership team following continued growth and market momentum

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Knowledge

### Islamic Mortgage UK guide: What to check before choosing a Home Purchase Plan

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Press

### StrideUp wins two awards at the GlobalCapital European Securitisation Awards 2026

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Knowledge

### What is an Ijarah Agreement?

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Knowledge

### First-time buyers and halal home finance explained

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Knowledge

### What is Diminishing Musharakah?

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## Your StrideUp home is waiting for you.

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## This call is for investment finance only

Investment calls are for Buy to Let properties only.

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If you’re looking to purchase or refinance your own home, explore home finance instead.

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